Specialty Options

Specialty options within the Plan are a limited number of investment options that may represent specialized interests such as environmental, social, governance (ESG) factors or higher risk markets focusing on future technological advances. These options may not be intended to stand alone or make up a majority of your Plan account. Options include investments placed through the Schwab PCRA that are not monitored by the NYSDCP Board or staff. Schwab Personal Choice Retirement Account^® (PCRA) is offered through Charles Schwab & Co., Inc., a registered broker-dealer, which is not affiliated with NYSDCP or the Plan Administrator.

• Pax Global Environmental Markets Fund – Institutional (Mutual Fund), an Environmental, Social and Governance (ESG) fund that invests across all environmental sectors and is fossil-fuel free. The fund typically invests in companies engaging in activities such as energy efficiency and renewable or alternative energy, water infrastructure, pollution control and more.
• Fidelity OTC – K Shares (Mutual Fund) normally invests at least 80% of assets in securities principally traded on NASDAQ or an over-the-counter market, which has more small- and medium-sized companies than other markets. Invests more than 25% of total assets in the technology sector and therefore is expected to be more volatile than the general stock market.
• Schwab Personal Choice Retirement Account^® (PCRA), a self-directed investment account (SDIA) that opens a window to a much expanded range of mutual fund and exchange-traded fund options. Participants should review SDIA restrictions and additional costs before moving any money to the SDIA

Read more in the Self-Directed Investment Account Handbook (PDF)

Get the help you need

To see an overview of all Plan investment options, read the Guide to Investment Options (PDF), call the HELPLINE, or meet with your Account Executive.

Keep in mind that investing involves market risk, including possible loss of principal and there is no guarantee that investment objectives will be achieved.

Asset allocation does not guarantee a profit or insulate you from potential losses. Refer to the asset class descriptions for any additional risks that may apply.

Investment option prospectuses can be obtained by contacting your Account Executive or by viewing fund performance online. Before investing, carefully consider the fund's investment objectives, risks, charges and expenses. The prospectus or fact sheet contains this and other important information.

Investments placed through the Schwab PCRA are not monitored by the NYSDCP Board or staff. Schwab Personal Choice Retirement Account^® (PCRA) is offered through Charles Schwab & Co., Inc., a registered broker-dealer, which is not affiliated with NYSDCP or the Plan Administrator.

PDFs require Adobe^® Reader^®